Effective wealth management requires a commitment from both the advisor and the client. Our financial planning process starts with a client-advisor relationship that will continuously be cultivated for the long term. It is crucial for you and your advisor to have a mutual understanding of each others expectations and needs. Together, you and your advisor will create a personalized investment policy that establishes the parameters whereby your investment portfolio will be managed. After your investment policy is established, your advisor will determine investment strategies that fit within the parameters of the policy. Emphasis is placed on strategies that preserve the money you have already worked hard to save, with additional focus on risk management as we use tax-efficient strategic investments to give you the growth your portfolio needs to achieve your financial goals.